Meet the team

Justin Kennedy

Managing Director / Your Mortgage Broker

Justin is the Managing Director of Your Mortgage Broker and has a long history in the property and mortgage industry as publisher of Your Investment Property, Your Mortgage, Australian Broker and Mortgage Professional Australia, as well as a range of other business titles and events across the Asia Pacific region.


With 20 years of experience in media, publishing, financial services, events, business transformation and the mortgage industry, his vision is to make Your Mortgage Broker Australia’s leading next-generation mortgage broking service.

Sarah Megginson

Managing Editor / Your Investment Property & Your Mortgage

Sarah is the editor of Your Investment Property magazine, Australia's leading print publication dedicated to all things investing. She is an experienced property investor, having purchased her first rental apartment at the age of 21. She has embarked on many different investments since, including buy and hold properties, renovations and flips.


A finance and real estate journalist for more than a decade, she became editor of Your Investment Property magazine in 2016 and took over as managing editor of in 2018. Sarah is passionate about educating everyday Australians on the power of wealth creation through real estate, and how to make your money work in your best interests.

Raj Ladher

Home Loan Specialist / Your Mortgage Broker

Raj has a 14 years of experience in financial services, starting his career in the UK in 2006. With a  Master’s degree in Financial Management, Raj has helped hundreds of Australians get onto the property ladder and restructure their finance.


Raj keeps up to date with changes in regulation along with specific lender policy which in turn allows for our clients get the most suitable lending structure and product for their needs.


Raj can help you to make decisions on debt consolidation, owner-occupied and investor debt, as well as how to separate your properties to protect your assets. He can also help you to decide on which mortgage type will suit you best.

Melissa Rynkiewicz

Customer Success Specialist / Your Mortgage Broker

With seven years of experience in media, events, client relations and customer success, in the USA and Australia.  Melissa has a BA in Public Relations and Communications and a passion for helping Australians to achieve their property dreams.

Andrea Dizon

Home Loan Associate / Your Mortgage Broker

With a degree in accounting, Andrea worked as a senior finance assistant and mortgage processing officer before joining Your Mortgage Broker this year.


Andrea is passionate about processing home loan documentation and providing a great customer experience. Once you've chosen your home loan, Andrea and the team will submit, organize and coordinate it all the way to settlement.

Need more details? Contact us

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ACN 639 285 359 l Australian Credit License: 387856